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Do you know if your house has holes?

»Posted by on Mar 19, 2015 in Blog, Featured | 0 comments

You better find out if you want to sell your house in the near future.  Sounds strange huh?  Well it’s not just going to happen – it already is!  Get familiar with the term “blower door test”.  This test will be performed by a certified company/individual that will analyze the “escape” of cool/hot air – they use this test to rate how well your house is sealed.  The good news is that these tests are being conducted and mainly viewed for training purposes only and will not be marked by either a realtor or building official to have it corrected!   Important to know though – this test applies to any contractors that work on your house or build a new one, as they will be required to show a report for a final inspection related to efficiency.  If it fails, they will have to correct it for you.  For example, a test (for ratings) will be required prior to work being done on an existing home that will be adding an addition, then again after the work is completed to track the difference in escape rates.  On a plus side, since we’re all becoming more efficient, THIS WILL HELP THE REALTOR WITH SALES.  The houses that score higher and use less energy are naturally more appealing.  However, those that fail will be required and submitted for correction and improvement. Now you’re probably wondering what is this test and how does it work?  A “blower door test” consists of removal of the interior front door then mounting a powerful fan into the frame of the exterior door. When turned on, the fan pulls air out of the house, lowering the air pressure inside. The higher outside air pressure then flows in through all unsealed cracks, holes and openings. The certified auditors may use a smoke pencil to detect air leaks and infrared glasses. These tests determine the air infiltration rate of a building.  If you would like to learn more about what’s coming our way, visit: http://energy.gov/energysaver/articles/blower-door-tests Craig DiPetrillo, President of DiPetrillo Properties & DP Student Rentals, is a FORTIFIED Home™ certified evaluator.    DiPetrillo Properties offers all clients the same time and effort in pre-determining the return on their project as they do for their own projects.  Whether it is a personal or business claim, their team understands the process from point of concept to design; from business plan to finance; and all the way to construction. They will help you get the money you deserve for the claim so you can move forward with fixing your property and returning to normal life. DiPetrillo Properties also offers full in-house construction services for both residential and commercial projects. They work on both new construction and renovation projects to help clients see any investment become a reality.   For more information please e-mail or call: info@dipetrilloproperties.com/401.232-7552...

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Claims Evaluator…Got one?

»Posted by on Mar 12, 2015 in Blog, Featured | 0 comments

Is your insurance company’s offer less than you need to cover your losses? Maybe it’s time to get your own evaluation? Did you know that there is someone out there that can help you with the confusing claims documentation and get you the money you deserve?  This is a niche specialty and there aren’t many people that can navigate the language and fight for you.  The job requires unique qualifications and an acute attention to detail…the itemized forms require a breadth and depth of knowledge and expertise and the price breakdown language is often overwhelming to not just the property owner but also to most contractors and professionals in the construction industry! Just take a look at this example below! It offers just one small piece of what this multi-page document looks like: When you begin making your insurance claim, the process seems simple enough. You call your insurance company and they send an adjuster out to take an inventory of the loss.  After that, you receive a detailed report from the insurance company outlining the work that needs to be done, and what they say it should cost.  This is the moment where you decide if you want to negotiate the amount offered to you or if you just want to move forward and sign it. It is at this time you should contact someone to look over the report.  This is where Craig DiPetrillo steps in. He can then assess whether or not you are potentially entitled to more than your insurance company is offering! Craig, has experience in the industry and will understand your contract and the company’s responsibilities right down to the fine print.  He will work to get you the money you truly need, not just what the insurance company says you should get. To help make the decision to work with Craig even easier, it only costs you a small percentage of the EXTRA money he is able to negotiate on your behalf. If had can’t increase the claim (a very rare occurrence) they don’t pay at all! As an example: A claim payout by your insurance company is OFFERED (not settled and agreed to by you at this point or signed off on in any way) in the amount of $50,000.00.  Craig is requested to review the claim by you. Craig finds that they can raise the your claim offer of settlement to $65,000.00; which could be by way of error by the adjuster or inaccurate data input. From there, Craig is paid 15{48370f4c7e8d05e54649e612d3c42fc7fd435ea0d0341dced4441d5061938337} of the raised portion (only 15{48370f4c7e8d05e54649e612d3c42fc7fd435ea0d0341dced4441d5061938337} of the $15,000.00). If he is not successful in finding an increased opportunity in the settlement offered to you by the insurance company, he is not paid at all. Utilizing a private evaluator ensures that someone is working on your behalf versus someone working on behalf of the insurance company. Craig DiPetrillo, President of DiPetrillo Properties & DP Student Rentals, is a FORTIFIED Home™ certified evaluator.    DiPetrillo Properties offers all clients the same time and effort in pre-determining the return on their project as they do for their own projects.  Whether it is a personal or business claim, their team understands the process from point of concept to design; from business plan to finance; and all the way to construction. They will help you get the money you deserve for the claim so you can move forward with fixing your property and returning to normal life.  DiPetrillo Properties also offers full in-house construction services for both residential and commercial projects. They work on both new construction and renovation projects to help clients see any investment become a reality.   For more information please e-mail or call: info@dipetrilloproperties.com/401.232-7552...

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Thawing Ice Dams & Snow Covered Roofs = Potential Damage!

»Posted by on Mar 5, 2015 in Blog, Featured | 0 comments

Icy gutters and snow packed high on roofs that are slowly starting to thaw…whats next? Warming temps create disaster if followed by a freeze! Do not break the ice from the gutters when solid. An old method that I myself have used to help with the thawing – add salt to panty hose then lay it across the back of the gutter closest to the roof shingles to assist the thawing and create space. After separating the two (gutter from roof shingles), move the panty hose to the top of the gutter to thaw downward. When you feel the ice is soft enough slowly break apart without adding force to the hangers or gutter. IF it breaks loose go ahead and remove it but if it doesn’t STOP and let it thaw on its own. You already broke the ice dam apart (roof from gutter) which is most important. If snow remains on the roof it will potentially fill the gap again so you may want top have that removed by a professional first? As I’m sure you already know – if you do not climb roofs regularly, do not attempt any of this on your own, it can be a hazard. To safely remove snow from roofs, the Office of the Governor, RIEMA, HEALTH and OSHA recommend the following tips: Tips for Residents: •Hire a professional. Licensed and insured roof contractors are the best source of professional snow removers. • For roof snow removal, use a snow rake with a long extension arm that will allow you to remove the snow while standing on the ground. Snow rakes are available at most hardware stores. • Don’t use a roof rake while on a ladder and don’t attempt to scale your roof to remove snow. • If you must use a ladder, make certain that the base is securely anchored. • Roof drainage systems should be kept clear to minimize the risk of future roof ponding in the event of subsequent heavy snow melting. This is especially important for flat roofs. • Make certain not to contact electrical wires. • Don’t attempt to clear snow from your roof during periods of strong winds. • Snow removal equipment meant for pavement should never be used on the roof since they can damage the roof cover system. • When using products, such as ROOFMELT, read all manufacturer’s warnings and product safety information carefully. These products can be harmful to skin and eyes if used incorrectly. • “When in doubt, stay out, and evaluate” *If you feel that your roof is in danger of collapsing, get out of your house and contact your local building commissioner or a roof contractor. Tips from OSHA for Businesses: • When possible, use snow removal methods that do not involve workers going on roofs. • Evaluate loads exerted on the roof or structure (e.g., total weight of snow, workers and equipment used), compared to the load limit of the roof. • Require that workers use fall-protection equipment. • Ensure that workers use ladders and aerial lifts safely. • OSHA standards require employers to evaluate hazards and protect workers from falls when working at heights of four feet or more above a lower level or 6 feet or more for construction work. • For more detailed information on safely removing snow from rooftops and other elevated surfaces, please see information available at: http://www.osha.gov How to Recognize Signs of a Potential Roof Collapse: • Sagging roofs • Severe roof leaks • Cracked or split wood members • Bends or ripples in supports • Cracks in walls or masonry • Sheared off screws from steel frames • Sprinkler heads that have dropped down below ceiling tiles • Doors that pop open • Doors or windows that are difficult to open • Bowed utility pipes or conduit attached at ceiling • Creaking, cracking or popping sounds. In addition, remember to shovel out nearby fire hydrants and storm drains and please offer to assist elderly family and neighbors with shoveling and snow removal. The elderly or those with functional needs seeking assistance with shoveling should contact Serve Rhode Island at (401) 331-2298. Please note that Serve RI will not assist with removing snow from roofs. DiPetrillo Properties – Planning, Investments, Construction...

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Do you really trust your contractor? Really? How well do you know him?

»Posted by on Feb 24, 2015 in Blog, Featured | 0 comments

Finding the right contractor for the right job task is sometimes difficult. Let me re-phrase the statement – finding the right contractor, one that you can trust when you are not looking over their shoulder or in areas that you can’t see, is sometimes (or often) difficult. It seems everybody is about price these days, “How cheap can I get the work done for?”… Even though the contractor is not registered, has no insurance, only a few complaints filed against him, “ummm, he’ll never do me wrong”.  NOT TRUE, actually this may be the furthest thing from the truth!  Do you know most complaints filed are those against referral contractors or people you ‘just know’ do the type of work that you need done? Why is it that even when people ask you, you advise against it, they often still go ahead and hire these ill equipped contractors? Human nature I guess? Then who gets the call when it goes bad? You guessed it, the first contractor – the one that had proper insurance, a valid license, no comments or violations filed against him, and not your weekend specialty – but has been doing it for many years “the seasoned professional”. Sometimes cheap, as we all learn in so many different areas in life, is not the best way to choose for your home? Know your contractor. Check them out prior to hiring them. View the RI Contractor’s Registration Board website http://www.crb.state.ri.us/search.php to really research them – you will be surprised what they do not want you to know, the one’s that “cut the corners” anyway! As a certified Rhode Island State Building Inspector, though not active, I see what my colleagues deal with first hand and hear the stories on a monthly basis. They are YOUR stories, the one’s that end up costing you a lot of money at the end!  Do your research up front. Have everything in writing. Do not give any money until the day they show up for work with ladders ready! If they claim they need a large amount of money up front, to me, they are not established. I suggest anything paid other than material that you have on your site to be used, is called labor and, personally – I get paid at the end of the week after working all week. I know, some say “…how bad can it be?” Well, as an example let me tell you about a job that I recently inspected for insulation. Talk about missing some areas or having a few gaps! This is a job that involved electrical, including installation of a new bathroom exhaust fan. When I inspected this attic, there was a loose piece of plywood laid over the exhaust box. Upon removing the plywood, not only were the wires not properly installed, within a junction box with the correct wire nut sizes, but the exhaust vent was never installed! This will contribute to moisture and mold in the attic…   Sometimes you may think you were successful and drilled the price down but at the end, if the contractor is not honest and unless they are caught – will end up beating you on price! Don’t lack quality for a decent price. Get 3 bids for each job from reputable contractors that you checked out completely. Ask for copies of insurance and license and each person on site should have a license as well. Don’t have the corner pub customers with nothing to do filling in as laborers on your job. Craig DiPetrillo – DiPetrillo Properties – Planning, Investments, Construction...

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Spring Real Estate Sales

»Posted by on Feb 17, 2015 in Blog, Featured | 0 comments

Planning on selling your home? Now is the time to prep for a Spring listing! Have you recently decided to sell your home? If the reason includes: too cold, too much snow, very short sunny days – you may want to give the decision a second thought or wait until it gets warmer out – we call that seasonal depression! We all feel this way at one time or another… But, if you truly plan on selling – let’s get to it, now is the time to plan! What do you think your home is worth? Honestly, if you are looking to move on out price it right. If you feel that you are entitled to every penny that you spent, like the money spent on those luxury accommodations that you installed for your enjoyment …you need to understand that some times these should not be included in the sale price – they should be considered attention perks that might place you at a higher level of interest than your neighbor if a similar house is for sale. One site tool that can help you find an estimate value is: https://www.chase.com/mortgage/mortgage-resources/home-value-estimator. So, where are you going? Are you leaving the state? Are you down sizing? Are the costs of living swallowing you up? Do you have children still living with you (if they are 45 years of age, you may consider to ask them to move on…that could be a huge savings right there)? These are questions that you should be working on now, prior to listing your home for sale and searching for a new one. Each one of these questions should have a minimum of 3 answers. Then you may value the best of three and add them to a “Pro/Con” list that will help, both with the sale and the buy? Do not list just with any real estate broker. A lot of our real estate brokers and agents are dear friends who we hold close to our hearts. We love them all. Though, they will agree, each carry a unique value proposition or differentiator. You should consider interviewing a few (since they will be working for you) prior to making a commitment. See how busy each will be at the time you list and search for a new home. Keep in mind that they are not your employee – they have more than one project/client going on at the same time (if they are good)…so, do not expect them to be yours exclusively – you should work as a “team” and see the plan through together. Never make them feel like they are not meeting your expectations, communicate all along the way instead, this will better ensure success. Have you decided what your home is worth? Make a list of items spelling out to the broker what is new and what is not, what is included and what is not. Maybe label 3 columns: 1. What needs improvements… 2. What is new/replaced with date… 3. What is included in the sale (usually an item such a hot tub that is not affixed)… Preparing this list will allow for the chosen real estate broker to sit with you and enter the correct criteria when getting ready to research the “local comparisons”. This also will remove your emotions during the discussions, allowing for them to ask a question for a direct answer. What is your realistic budget for a new home? How much do you want to spend truly? Yes the interest rates MAY climb but nobody knows for sure. Don’t let that push you into a home that may not be suited to your “Pro/Con” list. Spend the time wisely now preparing all your criteria, which will include selecting the right bank and getting your pre-approval. Be sure to have a “household budget” in place. The banks do not do this. You should setup a complete budget with a what it costs to live line, so you do not have a short fall each month trying to pay a mortgage payment. Plan your cost of living right this time – consider it a second chance! Another great site that can help you create a household budget worksheet (you may need to add some fields): http://www.kiplinger.com/tool/spending/T007-S001-budgeting-worksheet-a-household-budget-for-today-a/. Keep those comparisons fresh and stop going back to “2006”! Really, some of my clients still come out with that. It is frustrating to the professional when we’re trying to plan for the best transaction for our client, in their best interest, and they want to (which we need to respect) over price their home. Start studying the market and prepare for listing in the Spring...

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Snow & Home Inspections

»Posted by on Feb 11, 2015 in Blog, Featured | 0 comments

Buying a property during a snow storm? Are you allowed to pause or extend the inspection period? As I write this, it’s snowing…again…and it got me to thinking about how many people out there might be in the process of the 10 business day inspection of purchasing an investment property or home residence. Just an FYI here – you do have the right to ask for an extension if you are prohibited from completing the evaluation. Most people think, since the clock is ticking, that you are not allowed to stop it – this is simply not true. You have the right to know all about the investment/property that you are intending to buy. 33{48370f4c7e8d05e54649e612d3c42fc7fd435ea0d0341dced4441d5061938337} of the inspection happens outside: – Roof conditions -Fireplace/chimney -Foundation -Finish grade pitch -Support system for decks and porches -Crawlspace -Drainage -Driveways/walkway conditions -Trees, lawn and vegetation -Swimming pool/hot tub -Running exterior faucets -Septic tank and well evaluation -Condition of an exterior oil tank and filler line It is not your (the buyer) responsibility to remove the snow to review all these conditions. A smart home owner or bank would insist that you do not do such a thing for simple liability reasons and insurance regulations. Be aware that some brokers may encourage you to go forward, maybe for a reason that the home is new, they saw it prior the snow fall, everything looked great to them and disclosures are clean on the property. The bottom line, once this period expires and you perform the inspection, you are not allowed to revisit it unless there are notations or exceptions – so be smart, think ahead and do not be afraid to list as many areas that need to be revisited prior the closing to be certain that there are no issues or defects. The home inspector that you hire (under contract) is not required to remove the snow or give a valuable opinion on what they simply do not know. They are allowed to write “not assessable” in regards to any items that they simply may not be able to get to. Think ahead! If you are currently in the process of searching for an investment property, whether it be commercial, residential, or a home for your family, discuss these situations up front with your licensed real estate broker and get their opinion on how they would address this phase if a snow storm was to hit or if you are left with an abundance of snow in the way…don’t let the storm cover your knowledge! Craig DiPetrillo – DiPetrillo Properties – Planning, Investing, Construction www.dipetrilloproperties.com – info@DiPetrilloProperties.com –...

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